Up

Reviewers love the Up banking app for its slick, intuitive design and real-time visibility over spending. Highlights include instant transaction notifications, easy splitting with friends, handy spending insights like the monthly recap and INSIGHTS, and neat touches such as merchant logos and showing both local and home currency when travelling. Many praise the multiple Savers for goals, round ups, flexible saving features and strong interest on Saver accounts. The app makes budgets and scheduled payments clear, even showing disposable income, and lets you export statements and CSVs.

The Up debit card gets big raps too, with quick setup, fun unboxing, and the ability to cancel and reissue the digital card in minutes. Travellers in particular appreciate no monthly fees, no international transaction or ATM fees, and conversion at the Mastercard spot rate. Customer support via in-app chat is often described as fast and friendly. Overall, people recommend Up for everyday spending, saving and travel.