Lending

Lending services in Western Victoria include home loans, refinancing, investment property finance, construction funding, commercial and business loans, rural and agribusiness lending, SMSF loans, equipment and vehicle finance, and short-term personal loans.

Using a mortgage broker differs from going to a bank because a broker compares loan products from multiple lenders and helps structure a loan that fits your situation, rather than offering only one bank's products.

You can get help with pre-approval and loan comparisons, as many providers manage the paperwork, explain options side by side, and guide you from the first chat through to settlement.

There are lending options for farmers and regional businesses in Western Victoria, including rural mortgages, farm refinancing, equipment finance, working capital solutions, and commercial property loans.

To apply for a loan you typically need identification, proof of income, bank statements, details of existing debts and assets, and for business or rural loans you may need financials and cash flow forecasts.

WesternVIC does not charge a fee to browse listings, and many brokers listed on WesternVIC are paid by the lender, though some services may have fees which will be disclosed upfront.

WesternVIC has 62 Lending listings in Western Victoria. They are spread across 15 towns. Bendigo has the most with 20, then Ballarat Central with 12.

7 of the 57 that list their opening hours are open on Sunday, including Liberty Adviser Michael Erbacher - Mortgage Broker - Ballarat, Looped and ResiCorp Finance.

44 of the 48 with a Google rating are rated 4.5 out of 5 or higher. Use the “4.0 and up” filter at the top of this page to see the higher rated ones first.